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| Uninsured & Untraced Drivers |
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Even though the UK requires that drivers carry proper insurance, a high number of the millions of cars driven in Great Britain do not adhere to the rule and the number of uninsured drivers is on the rise. This means that you may be in a car accident, or even two or more car accidents, with someone who is not insured properly or even at all. Car injuries and accidents injuries are no laughing matter as costs incurred from accident injuries can add up. However, there are ways to be compensated for personal injuries car accidents claims even if your car injury is the result of someone who does not carry sufficient insurance to cover personal injuries they cause during an auto accident. Worst still are untraced motorists who cause damage to other people's property and cause, sometimes severe, injuries yet take off as not getting into trouble is more important to them than checking the well-being of the person they have smashed in to.
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Claiming accident injuries in such cases means that you will need to make a car claim through another means. In the UK, the compensation amount for each eligible car accident claim involving accidental damage (as well as accident claims involving personal injury) can vary. In some cases, a personal car is covered if the car belonging to the claimant has become unfit for driving. A replacement car or the use of a hired car can often be claimed whilst the merits of your claim are being established. This will often already be paid for by your insurance company but you need to make sure that such is covered before hiring one as the insurer will normally have their own suppliers.
Accident injury can be quite costly (even though some personal accidents in cars that take place in the United Kingdom do not result in serious accident injuries) but injury claims can offset the damage. If you are not personally at fault for a personal accident, and the driver who accidentally hit your car does not have insurance, you can usually still file an injury claim with the MIB (Motor Insurer's Bureau) which has been set up, and is funded by, all insurance companies in the UK. They will treat your claim as if they were the third party that you could either not find (untraced drivers) or did not have insurance (uninsured motorists).
Accident claims and injuries claims can be particularly daunting to file, and so you might want to get help from a solicitor. The job of a solicitor is to help you file your injuries claim, or your accident claim, in the event that you were not at fault. Throughout England, Scotland, and Wales car claims made by people who have been hit by other drivers are quite common. Solicitors help you determine whether your accidents claim is eligible and whether you are likely to receive proper compensation. Many solicitors personalise their services, and many of them offer no win, no fee schemes that allow you to be compensated for loss of personals and for injuries due to other motorists. This means that you pay nothing if you do not win your claim but you may be expected to pay some fees should the case win. Make sure you discuss in depth with the solicitor about any possible fees either at the start or the end of your claim.
Disclaimer: Although this site is updated as often as possible the information provided may not accurately reflect the current laws, procedures and/or facilities available to you. To ensure that you get the most up to date information make sure you consult an actual solicitor before pursuing any action. The articles on this site are for informational purposes only and are not intended to advise any particular action or inaction. Please read our terms of use for more information.
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