body {
width:100%;
margin:0;
padding:0;
background:#ffffff;
}

A {
COLOR: #033967;
text-decoration: none;
}

A:hover {
color: #orange;
text-decoration: underline;
}

.bgtopbanner {
background-image:url(images/topbg.gif);
background-repeat:repeat-x;
height:75px;
}

.leftshadow {
background-image:url(images/left_shadow.gif);
background-repeat:repeat-y;
}

.rightshadow {
background-image:url(images/right_shadow.gif);
background-repeat:repeat-y;
}

.topnavbg {
background-color:#033967;
height:19px;
padding:0px;
}

.topnavlink {
background-color:#033967;
font-family:Arial, Helvetica, sans-serif;
font-size: 12px;
font-weight:normal;
color:#ffffff;
text-decoration:none;
height:17px;
line-height:17px;
padding-left:4px;
padding-right:4px;
display:block;
}

.topnavlink:hover {
background-color:#999999;
font-family:Arial, Helvetica, sans-serif;
font-size: 12px;
font-weight:normal;
color:#ffffff;
height:17px;
line-height:17px;
text-decoration:none;
display:block;
padding-left:4px;
padding-right:4px;
}

.agenciesbg {
background-image:url(images/regulatorybg.gif);
background-repeat:repeat-y;
}

.topnavdivider {
/*background-image:url(images/whitedivider.gif);
background-repeat:no-repeat;*/
background-color:#ffffff;
width:1px;
}

.border1 {
border:solid 1px #555555;
}

.border2 {
border:solid 1px #5A5A5A;
border-collapse:collapse;
}

.forms {
border:solid 1px #033967;
}


.text{
padding-left:10px;
padding-right:10px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
line-height:15px;
color:#555555;
text-align:justify;
}

.text a{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
line-height:15px;
text-decoration:none;
color:#033967;
}

.text a:hover{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
line-height:15px;
text-decoration:underline;
color:#555555;
}

.text1{
padding-top:4px;
padding-bottom:4px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
line-height:16px;
color:#000000;
text-decoration:none;
text-align:center;
vertical-align:top;
}

.text1:hover {
padding-top:4px;
padding-bottom:4px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
line-height:16px;
color:#033967;
text-decoration:underline;
text-align:center;
vertical-align:top;
}


.bluelink{
font-family:Verdana, Arial, Helvetica, sans-serif;
color:#033967;
font-weight:bold;
text-decoration:none;
}

.bluelink:hover {
font-family:Verdana, Arial, Helvetica, sans-serif;
color:#033967;
font-weight:bold;
text-decoration:underline;
}

.texthead{
padding-top:10px;
padding-left:10px;
padding-right:10px;
text-transform:uppercase;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:13px;
font-weight:bold;
color:#033967;
text-align:right;
}


.whitetext{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
font-weight:bold;
color:#ffffff;
text-align:right;
}

.bg2 {
background-image:url(images/bg2.gif);
background-repeat:repeat-x;
height:140px
}

.buttonbg {
padding-top:4px;
padding-bottom:4px;
background-image:url(images/footerbg.gif);
background-repeat:repeat-x;
height:40px
text-align:center;
vertical-align:top;
}

.buttonbg a {
padding-top:4px;
padding-bottom:4px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
line-height:16px;
color:#ffffff;
text-decoration:none;
text-align:center;
vertical-align:top;
}

.buttonbg a:hover {
padding-top:4px;
padding-bottom:4px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
font-weight:normal;
line-height:16px;
color:#E7780B;
text-decoration:underline;
text-align:center;
vertical-align:top;
}

.footerbg {
background-image:url(images/footerbg.gif);
background-repeat:repeat-x;
height:47px
}