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| Car Accident Claims in the UK |
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It is very difficult to get anything for free, and with legal advice this is especially true, even for a road accident. When it comes time to make an accident claim in the UK, depending on the situation, you may or may not have to pay up front. You will need to find a solicitor to help you figure out what needs claiming, and whether your road claim is likely to be successful. When you make an accidents claim against someone else, you need to be prepared to possibly pay for the advice and help you receive to recover your damages - you may have even already paid for legal representation through your insurance company as many add on a Legal Insurance premium to their policies. There are three basic ways to pay for road accident claims UK.
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One way to pay for accidents claims in Great Britain is to pay a private fee for the help. This means that you, as claimant, are personally responsible for all fees and costs that accrue as your road claims move forward. This might be the case for accidental claims made in England, Wales, or Scotland. Solicitors often have an hourly charge for working on your road accident claim. Additionally, things like copies of medical records and other things that you may need as proof for claimed damages can cost money for the solicitor to obtain. You will be responsible for those costs as well. Asking your solicitor to advise you each time your costs reach a certain level can help you maintain an idea of how much your accident claims are costing. If your claim meets with success, often the other side, or his or her insurers, is responsible for paying the solicitor fees. This often leaves you with the balance of the compensation.
Another way to pay for claims associated with road accidents is to work with your solicitor on a conditional fee basis. This is often called a 'no win, no fee' arrangement. The solicitor is only paid if you win your claim. The UK used to not allow fees to be charged on this basis, but now the U.K. allows conditional fee agreements between claimants and their solicitors. However, before agreeing to handle your case, a 'no win, no fee' solicitor will review your claim and determine whether or not it is likely to win. The solicitor will only take your case if he or she is fairly certain that you will be awarded damages.
Finally, claims for accidentally occurring car mishaps can be paid through the purchase of legal expenses insurance. This is insurance that is purchased by paying premiums, much like auto insurance or insurance on your home. This insurance can be used to offset the costs of taking legal action. But before you use your legal insurance, make sure that your expenses are not covered already by some other insurance that you have. With millions of cars per year on the roads of the United Kingdom, you will likely need to make some sort of claim at some point in your life.
Disclaimer: Although this site is updated as often as possible the information provided may not accurately reflect the current laws, procedures and/or facilities available to you. To ensure that you get the most up to date information make sure you consult an actual solicitor before pursuing any action. The articles on this site are for informational purposes only and are not intended to advise any particular action or inaction. Please read our terms of use for more information.
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